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Risk

risk

There was a time when the family car lasted a lifetime. Even today you may find an Ambassador parked in the garage of an old Bawa. However, times have now changed. Cars are shown the exit door even as they are in perfect working condition. Why not buy the latest model on the block. Life after all is about consuming the best. Why wait. Why give time. And who wants an old contraption requiring constant repairing. Forget cars, these days, even people are being made to exit jobs prematurely. Look around and see for yourself and you’ll find that most new age companies’ oldest employees are under the age of 50. A perfectly healthy and employable person is being discarded like a new car is.…

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A Rich Man and a Gift

gift

A rich man was distributing gifts to those who were loyal to him. Hearing about this, all and sundry ran towards the rich man to obtain their gifts. When they reached the spot, the rich man said, “Sorry the gifts just got over. Will arrange for you sometimes later”. Dejected, the expectant people walked away cursing the rich man under their breath. The rich man here is the metaphor for the stock market. Don’t rush towards it now for rich rewards. Please be informed that it is rewarding only to those who have stayed loyal for long. Stay Healthy, Be wealthy and a Wise Investor. Financial Planning Ensures Efficient Management of Your Money.

The Lobster Story – Learn SIP from a Lobster

Learn SIP from Lobsters

Lobsters are part of a large family of crustaceans. They have a hard exoskeleton shell. In order for the lobster to grow, at various stages of its life, it must molt. In other words, it has to get rid of its old shell and start to form a new one. So what you might say. Well for about 20-30 minutes the lobster is vulnerable whilst molting, it essentially becomes a piece of meat for other aquatic creatures on the prowl. The Lobster knows this, and has taken certain precautions to try to stop them from being as vulnerable such as forming a thin skin before it molts, and changing colour. However, for the most part they know that in order to grow larger they must…

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Dangal Lessons

Dangal Lessons

1) Tauji (Amir Khan) saw potential in his little daughters. Potential is there in small sizes. Remember a small SIP is all that is needed in the beginning. 2) Regularity, discipline, practice and efforts is the path to success. Many times one will get tempted to choose the easier path like Geeta and Babita did on one occasion. But they soon realised from a friend that there isn’t any easy path for earning fame and respect. Soon they resumed their hard work and began tasting the fruits of perseverance. Likewise we are tempted to pause our SIP at times when we see that little wealth has been created but those who realise their folly and resume their SIP create wealth that changes their life’s course.…

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Causes of Inflation in India

Causes of Inflation in India

There are several factors which give rise to inflation. Some of them are mentioned below: 1) Increase in Government Expenditure Government has been increasing the spending every year. Almost half of the expenditure by Government is on activities such as defense, police, law and order etc. This expenditure is recurring and does not add to any developmental activities. 2) Deficit Budgeting and Financing In order to meet the deficit, Government either borrows money from banks by floating bonds and also by printing currency notes. This adds to the devaluation of our currency thus resulting in inflation. 3) Agriculture We are dependent on monsoon for our agriculture. Crop failures due to deficient rains are common. Scarcity of food grains cause the prices to rise. Also hoarding…

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