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How Not to Tire yourself by working upto 60 and Retire early

retirement

“Is Early Retirement Or Becoming Financially Independent” A Wishful Thinking Or Is It Achievable? First think why you need to retire early or be financially independent. Financial independence means having a lot of time to do what you enjoy doing without having to worry about your daily living expenses. As we are growing up, we are brain washed into believing that good education followed by a good job will make us rich. If your job pays you very high salary, you may lose that job any time but if you own businesses or income generating assets, you can be on your way to retire early. Most of the people themselves do not have any idea what it means to be financially independent. Unfortunately, financial independence…

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Term v/s Other Life Insurance – Weighing your Options

insurance

Life Insurance is a very important component of every individual’s financial planning. In India, life insurance has been predominantly sold as a savings cum tax savings tool. The most important reason why life insurance should be bought is to provide security to our family. Most of the people that we have interacted with are ignorant about life insurance and the type of insurance policies they have purchased. Many educated people either don’t feel the need to buy life insurance policy or buy during the months of Jan/Feb/Mar just to save on income tax. Unfortunately, this results in lot of people treating insurance as an investment not realizing what they are getting into. With heavy dose of advertisements in various media, we are led to believe…

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