A chauffeur aged 30, with monthly expenses of Rs 20000 and planning to stop working at 60 can maintain his lifestyle till he drops dead at 80 by doing an SIP of Rs 2500 till the age of 60. This is India, a galloping economy presenting opportunities to all; the rich and the poor. All you need to do is start early and provide time to your little Investment. Often we hear people living in first world nations proudly claim that their government looks after it poor. They call it dole, the benefit paid by the state. But is the dole good enough. I seriously doubt; certainly not good enough for maintenance. Walk along the streets of London and Scotland where you’ll never miss the…

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He was 30. He decided to take a loan and buy a house like the rest of his friends. For the next twenty years he paid an EMI of Rs.50,000. However, this EMI of his became an impediment in his investment path and because he failed to do an SIP. After 20 years, he at 50 is without a job. He lives in the same house and can’t sell it. Life has come a full circle as he stands at the crossroads of life wondering what to do. A wife, parents and two children with just a house to live and a few lacs in the bank with a long life ahead. These are those rare moments when one wishes for a shorter life. As…

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The Betaal perched over Vikramaditya demanding he be explained the meaning of the Large Cap, Mid Cap and Small Cap. “Explain or else I will smash your head”, said the Betaal. Vikramaditya then spoke about a master engrossed in identifying his disciple. There was a tall, handsome, intelligent and matured person and also a short, thin and nimble child around the master. After some thought, the master selected the thin and lanky boy over the smart and matured man. When asked to explain his decision, the master said that although the tall and well built man was good and reliable, he couldn’t do much to further his virtues. In comparison the thin and lanky kid appeared more flexible and amenable to change. The master could…

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